Wednesday, 10 April 2013

How to secure your E-business from hackers and fraudsters

This post will prove important to those of you that run e-businesses. It gives tips on how to prevent your website or blogs from hackers and fraudsters. As we all know, it is the duty of every merchant to safeguard the personal details of their clients.
1. Use Encryption technology. 
This is a basic e-commerce technology that allows you to "encode" or scramble data into an unreadable form to ensure privacy.
There are two kinds of encryption:

"Symetrical" or "Secret Key" which uses a single key to encrypt and decrypt messages.
"Asymmetrical" also called "Private Key" which uses one key to encrypt and another to decrypt.
Use secure pages when processing orders and payments. Secure means data is encrypted during transit. If it's unencrypted, hackers will be able to intercept the data (such as credit card info) and use it. 

You can get free encryption software at;
If you do not trust freeware, get one from Kaspersky.
You can also check comparative prices of encryption softwares.

2.Use Authenticated SSL Certificates/digital certificates.
These are digitally signed documents which bind the public key to the identity of the private key owner.
 To put this in place, you must apply with a reputable third-party that provides SSL authentication. They will review your application, background and business ethics. If they find your company is legal and genuine, they will issue you the certificate. A visitor to your site will then have the assurance that you are what you claim to be.
To read more on digital certificate, follow this link.
3. Out-source for Anti-fraud Solutions.
There are ecommerce technology companies that offer fraud protection services.Various payment systems may come with these.
4. Familiarize and Comply with Merchant Security Standards. 
No matter what commerce technology you use, be sure you comply with security standards. Credit card companies will hold an Internet merchant responsible for fraud if it happens. So get to know the requirements of the Payment Card Industry (PCI) Data Security Standard and follow them. Non-compliance is heavily penalized. 

For tips on shopping online click here


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